WE need to confirm your identity. When you log in, Speedy Cash ensures that you are the account holder before you link your bank account for verification. Login credentials allow Speedy Cash to generate an encrypted session token so your browser and our servers can communicate securely. For regulatory compliance, Financial institutions (like Speedy Cash) must verify a user’s identity before verifying login credentials — this helps prevent fraud, money laundering, or unauthorized access, To enable two-factor authentication (2FA), Once you log in, Speedy Cash may prompt for a one-time code or biometric confirmation — an added layer of protection.