Ad Disclosure
We strongly recommend you carefully read this entire page before using our service so you can fully understand our advertising practices. At the very least, please read the short version of this Ad Disclosure directly below.
When life throws unexpected expenses your way, Speedy Cash is here to help. As a direct lender specializing in online personal loans, we provide fast, reliable access to cash when you need it most. Whether it’s an emergency car repair, a medical bill, or simply covering everyday costs between pay checks, we make the loan process simple, fast, and stress-free.
We offer personal loans between $1000 and $10,000 for first-time borrowers. Returning customers may qualify for loans up to $25000, and everyone, regardless of their credit history, has the chance to be approved.
At Speedy Cash, we believe that getting a loan shouldn’t be complicated. We’re a direct lender, meaning you work with us directly—no brokers, no middlemen, and no delays. That also means we can offer transparent loan terms, a fast application process, and a real human support team if you ever have questions.
We offer personal loans online, which means your repayment is broken into manageable, scheduled payments over time—no balloon payments or revolving debt. You know what you owe, when it’s due, and how long it will take to pay off.
Online Personal Loans You Can Trust
Speedy Cash is committed to responsible lending. We don’t offer payday loans or predatory cash advances with endless rollover fees. Instead, our personal loans online are designed with real people in mind—people like you who need support without falling into a debt trap.
Your repayment terms are clearly outlined. Your interest rate is fixed. And your loan comes with the kind of transparency and flexibility that’s rare in the short-term lending industry.
Need to borrow more later? Returning customers with a positive repayment history may qualify for higher loan amounts—up to $25,000—with even faster processing.
Build Toward a Better Financial Future
At Speedy Cash, we’re not just about getting you through the week—we’re here to help you move forward. When you repay your loan on time, you’re doing more than just managing a short-term need. You’re also:
• Demonstrating financial responsibility
• Building a positive borrowing history
• Gaining access to better loan terms in the future
We may continue to market finance-related products or services to you with the help of third-parties
When you use our service, you agree to be added to our marketing lists so we can market to you after you are done using our service. We may send you ads or offers for loans and/or other credit-related products or services by email, SMS, phone, postal mail or other methods. We often utilize third-party advertising service providers to conduct this advertising on our behalf. These service providers will receive and process your contact information that’s reasonably necessary to send you ads. They do not receive any of the other information you submit on our form. These service providers may also use their own technical service providers to facilitate the delivery of ads to you, which may necessitate your contact information being shared with these additional service providers.
We are compensated by these advertisers. How much they pay us impacts which advertiser’s products or services we advertise to you. We advertise these products and services to you both because we think our users may benefit from the advertised products or services and because it helps us make a profit from our free-to-consumer service.
Who Can Apply?
Our online personal loans are available to customers across multiple states. You don’t need perfect credit to qualify. In fact, we regularly work with borrowers who have had past credit challenges but are ready to rebuild their financial future.
All you need to get started is:
• A valid checking account
• A steady source of income
• A working phone number and email address
Once you provide this information, our system gets to work. Most decisions are made quickly, and if approved, you’ll receive clear terms before you commit—no guesswork or confusing fine print.