About Us
About Us
Speedy Cash operates a fintech lending platform that helps people from a multitude of backgrounds acquire the funding they need to pay off debts, open businesses and get ahead in life. Speedy Cash features easy access to online personal loans, bad credit loans, loans without credit checks, installment loans and resources on rates and terms, allowing people to choose the loan and rates that work best with their lifestyle. Speedy Cash has been in the business of helping people. We make it simple for consumers to get the funds they are looking for online.
Mission
To facilitate safe, simple and more affordable credit access to everyday Americans who currently lack traditional options while rebuilding their financial health.
Our Service
Create frictionless access to money when and where our customers need or want it, so everyone has the opportunity to explore what’s possible.
Personal Loan
A personal loan is an unsecured loan, meaning it doesn’t require collateral like a house or car, and is provided by a lender (bank, credit union, or online lender) as a fixed lump sum of money. Borrowers then repay the loan, with interest, in regular, predictable monthly installments over a set period. Personal loans are versatile, allowing funds to be used for a wide range of expenses, such as home renovations, debt consolidation, medical bills, or large purchases
Installment Loan
An installment loan is a type of loan repaid over a fixed period with a predetermined schedule of equal, regular payments, called installments. Unlike revolving credit, such as a credit card, an installment loan is a closed-end loan, meaning the borrower receives the entire lump sum at once and repays it until the account is closed. Common examples include personal loans, auto loans, mortgages, and student loans.
Auto Loan
An auto loan, or car loan, is a secured loan from a bank or financial institution to purchase a new or used vehicle. The borrower repays the loan in fixed installments over a set period, including the principal amount, interest, and any fees. The vehicle itself serves as collateral, meaning the lender can repossess it if the borrower defaults on the loan.
Home Loan
A home loan, also known as a home mortgage, is a secured loan that allows you to purchase a property, such as a house, by using the property itself as collateral for the loan. You repay the loan over a long tenure through regular installments called Equated Monthly Installments (EMIs). We offer these loans at economical interest rates and high funding amounts to help you buy a home.
Your Online Resource for More Than Just Loans
Our website offers more than just loans. Try visiting our news section to learn about the charity work and other great events that Loan Near takes part in. You can also educate yourself on any of the latest scams that may be out there too. We never stop in our efforts to ensure you are always able to enjoy an easy, fast, and secure loan.
While we try to connect everyone with the installment loans they want, we are especially concerned with keeping consumers requesting only the loans they need. We offer a variety of free, expertly written articles explaining every part of the loan process. You can also find articles replete with:
- Tips on when to take out a loan
- How to spend the funds responsibly
- How to budget your future income in order to pay off a loan quickly